The Republicans are not real smart. Perhaps they took the little bus to school. We may be witnessing the demise of the Republican Party. The brain-dead ideas of creating a showdown over the debt ceiling is beyond belief. Just how does this solve a problem? If the debt ceiling does not rise, then taxes must go up to pay for the interest on the debt or that goes into default. We need REAL reform of the system. This will accomplish nothing but send interest rates higher. Has anyone thought this through? If you wanted to know why interest rates will rise in 2013 – look no further!